ElderWise

Senior Benefits

26 Benefits Seniors Are Entitled to in 2025
(But Often Forget to Claim)

by: Arthur Gainsworth April 15, 2025 Advertiser disclosure

Did you know many seniors are paying too much for basics like car insurance, medicine, and groceries? It's not because deals aren't there – it's because they don’t tell you! The truth is, most companies actually offer secret discounts to those over 55; all you have to do is ask.

To stop you from spending more money than you should, we found the best discounts and benefits available in 2025, some of which can save you up to $6,100! We're not just talking about the everyday restaurant and retail discounts; these are significant savings on things seniors use and need most.

Note that: many of these deals are online exclusives available to our readers.


1. Dental Implant Assistance for Seniors

Dental Implant Assistance for Seniors

Missing teeth or uncomfortable dentures?

Seniors may now qualify for reduced-cost dental implants through a special assistance program.

This initiative helps older Americans access affordable, long-term solutions for better oral health and confidence.

National Park Service: Senior Pass for people aged 62+ offers access to over 2,000 federal recreation sites. (Fun fact: this pass pays for itself after you've visited two or three parks!)

Check Eligibility & Learn More here »

2. Cut your auto insurance payment by $400+/year (fast and easy)

Cut your auto insurance payment by $400+/year (fast and easy)

Many seniors end up paying far too much for their car insurance. The problem is that most fail to compare and simply stick with their current policies as they automatically renew year after year...

If you're over 45 and pay more than $38/month for car insurance, you could be overpaying on your coverage. Yet, thanks to this new website, most seniors can take advantage of $400+/year¹ in savings on car insurance.

Here's how to quickly see if you are being overcharged or paying too much (takes maybe a couple minutes):

  1. Pull up Coverage.com – it’s a free site that will compare offers for you
  2. Answer the questions on the page
  3. It’ll spit out a bunch of insurance offers for you

That’s literally it. You’ll likely save yourself a bunch of money.

See how much you can save on car insurance »

*Individual rates or savings may vary.


3. Get up to $185,000 cash to use however you’d like, thanks to this new cash-out initiative

Get up to $185,000 cash to use however you’d like, thanks to this new cash-out initiative

Don't expect banks to tell you this, but they can't stop you from doing it either...

Still unknown to many is a brilliant insured refi plan called the FHA Cash-Out Plan (FaCOP) that could benefit millions of Americans and give them up to $185,000 in cash to use however they'd like!

You could bet that the banks aren't too thrilled about losing all that profit from high interest loans and might secretly hope you don't find out before this program ends for good.

Americans are paying for their home renovations, funding their businesses, paying off debts & even taking vacations - All thanks to this "cash out" option that is now available. Inflation is through the roof right now and smart Americans are using this program to get up to $185,000 in cash.

There is NO COST to see if you qualify.

Check your eligibility »

4. Slash your cellphone bill

Slash your cellphone bill

Did you know that many major phone companies provide special discounts for senior citizens? These savings can quickly add up!

Mint Mobile: Mint Mobile offers a 55+ Plan starting at $15 per month for 5GB of 5G/4G LTE data. The plan includes unlimited talk and text, 5GB of high-speed data, and free calling to Canada and Mexico.

T-Mobile: T-Mobile offers the Essentials 55+ Plan for customers aged 55 and older. It includes unlimited talk, text, and smartphone data, access to T-Mobile's 5G network, standard-definition video streaming, and 3G mobile hotspot data.

Verizon Wireless: Verizon Wireless offers a special 55 plus nationwide unlimited talk and text service plan to customers who are 55 or older. Check to see if your location offer this with Verizon.

Lively: Lively offers flexible phone plans starting at $19.99 per month, tailored for seniors. These plans include unlimited talk and text, with optional features such as health and safety services like Urgent Response, fall detection, and a 24/7 nurse hotline.


5. Save on a cruise

Save on a cruise

If you're 55 or older, you're in luck! Major cruise lines offer senior discounts, making cruising a fantastic and affordable option for exploring the world in comfort.

Royal Caribbean: Offers Senior Citizen Rates for guests age 55 or older on selected last-minute cruises.

Carnival Cruise Lines: Provides special rates for seniors aged 55+ on various cruises, especially for last-minute bookings.

Norwegian Cruise Line: Offers special senior rates on select cruises for passengers 55 and older.

See all senior cruise discounts »

6. Roof older than 10 years? You may be eligible for roof replacement service

Roof older than 10 years? You may be eligible for roof replacement service

Homeowners should never have to pay outrageous prices for roof repairs again. In the past roofing work could cost a fortune. Worse yet, a bad roof can lead to tremendous damage, mold, animal infestation and other expensive situations that could be avoided with proper home maintenance.

No doubt replacing a home's roof is an easy thing to put off "until next season," especially since traditionally the cost could come with quite the price tag.

But thanks to this brilliant new website, it no longer has to cost homeowners an arm and a leg to get the roof replaced or repaired. In fact, homeowners that use the site will never have to overpay for roof repairs again never have to overpay for roof repairs again.

Now homeowners can get their roof replaced while saving thousands of dollars in the process by taking advantage of all special discounts available in their area.

Every homeowner should check to see how cheap it can be to get a new roof in their area. Click the link below and enter ZIP to check eligibility.

Click here to see if you qualify »

7. Take advantage of health discounts

Take advantage of health discounts

American seniors are overspending on their healthcare needs. From routine medications to essential wellness products, the costs can quickly add up, creating financial strain for many.

Fortunately, there are numerous programs designed specifically to help seniors manage these costs more effectively:

RiteAid's Wellness 65+ Program: This initiative offers a generous 20% discount on purchases on the first Wednesday of each month. The program also includes a free consultation with a pharmacist.

Walgreens: Offers 20% savings online and in-store for seniors aged 55+. myWalgreens membership is required (easy & free to sign up).

RxFreeCard: This card offers discounts on prescription medication for seniors.

Atera Spas: Offers special pricing on their products for seniors.

AARP Prescription Savings: Members of this program can save an average of 61% on FDA-approved prescriptions that are not covered by insurance.


8. Save a fortune on new windows

Save a fortune on new windows

Did you know that old windows are one of the biggest factors that drive up your home electricity bills?

This new website is a game-changer for homeowners looking to replace their windows but not wanting to break the bank. They bring the best, fully insured vendors in your area into a bidding war to win your business, ensuring you get the lowest possible price without compromising on quality.

Score massive savings on your window replacement by securing special rebates, discounts, and incentives that are available in your area.

If you meet these 3 requirements, you may be eligible for huge savings:

  1. Own a home.
  2. Have windows that are over 6 years old.
  3. Live in a qualified zip code.
Check your eligibility »

9. Cut your electricity costs in half

Cut your electricity costs in half

It is no secret that the price of electricity is steadily increasing each year, but thanks to this new Nikola-Tesla-inspired technology, seniors can save hundreds to thousands of dollars every year on their electric bills.

Simply plug the device into any wall outlet, and it begins to re-amp your home’s electric currents. The result is more efficient power distribution and usage, that you benefit from in the form of lower meter readings.

Click here to claim your 50% off discount here »

10. Save on your property taxes

Save on your property taxes

Did you know that seniors in the United States can save on property taxes? It helps to manage finances more effectively, especially after retirement.

These benefits vary widely from state to state. For example:

New Jersey: Recently announced a plan to cut property taxes for eligible homeowners 65+ by up to $6,500, which is significant relief for seniors in a state.

Florida: Seniors aged 65+ can access several property tax benefits, including an opportunity for an extra homestead exemption of up to $50,000 for those who meet specific criteria.

Texas: Offers exemptions that not only lower property taxes for those over 65 but may also freeze school district taxes.

Check specific programs in your state to ensure you're getting the senior discount!


11. Get the bathroom of your dreams at unbelievable prices

Get the bathroom of your dreams at unbelievable prices

Are you ready to add the bathroom of your dreams to your home? There's a new hassle-free way to upgrade without emptying your wallet.

Enter a few details, answer a couple of questions about your bathroom remodel, and voila! This service connects you with the best cost-effective contractors in your area, ready to provide you with a FREE estimates for a bathroom upgrade.

Contractors are in fierce competition for more business, and you get to reap the rewards. Don't miss out on the chance to transform your bathroom into a luxurious oasis without breaking the bank.

Discover how you can finally have the bathroom you've always wanted at a bargain prices. Compare local estimates by visiting this website now.

How old is your bathroom?

Click here to get a free quote now »

12. Don’t pay for another costly home repair out of pocket again

Don’t pay for another costly home repair out of pocket again

Imagine your AC or washing machine suddenly breaking down. It's a frustrating disruption, finding a reliable repair person, scheduling and making sure they show up and don’t forget the real pain? The financial hit. Unexpected home repairs can be catastrophic to the finances of most seniors who are on a fixed monthly budget. Your home insurance will not cover these expenses, so you are left with heavy repair bill.

That's why smart homeowners are turning to Choice Home Warranty, saving big over time by protecting themselves from unexpected covered home repairs. It can cover most of your appliances, and can help replace them with brand new ones – all without emptying your wallet. Don't let unexpected covered breakdowns throw your budget off track.

How Do I Qualify?

Step 1: Click the link below to check your ZIP code for free. (Not all zip codes will qualify)

Step 2: Once you enter your ZIP code and enter your home info, you will be able to see how a home warranty can save you money.

Get your free quote »

13. Enjoy cheaper transportation and travel costs

Enjoy cheaper transportation and travel costs

If you enjoy exploring new places, taking vacations, or visiting family, always remember to check for travel discounts. Travelers aged 55+ can unlock additional perks and savings from the various travel providers. Here are a few we know about:

American Airlines: Various senior discounts on select trips; call for details.

Amtrak: Seniors enjoy 10-15% off at most locations.

Alaska Airlines: Seniors can save up to 10% on flights, depending on date.

Southwest Airlines: Special Senior Fares may be eligible for those over 65, bookable online or via customer service.

United Airlines: Exclusive prices for seniors over 65 by selecting the Over 65 option when booking.

Hertz: Fifty Plus Program offers 20% off for customers aged 50 and over. Additional benefits include expedited service and rewards points.


14. Restaurants & meal delivery: save big and enjoy exclusive perks

Restaurants & meal delivery: save big and enjoy exclusive perks

If you’re over 50 and not an AARP member yet, you’re missing out on serious savings and benefits that make life easier.

Joining AARP gives you access to discounts on dining, travel, prescriptions, and so much more. Imagine saving up to $450 a year just on restaurants and meal delivery alone—plus, enjoy big discounts on eyeglasses, hotel stays, and even everyday essentials.

But it doesn’t stop at savings. Members get exclusive tools and resources, like insider tips on Social Security, retirement planning, and caregiving support. You’ll also gain access to AARP’s Fraud Watch Network, helping you protect your money and identity.

How to become a member today:

  • Click here , select your free gift, and click “Join Today”
  • Create your account (important!) by answering a few simple questions
  • Start enjoying your discounts and perks immediately!

The savings are real, the perks are endless, and the support is invaluable.


15. If you have over $20,000 in credit card debt, you could be eligible for this debt relief program

If you have over $20,000 in credit card debt, you could be eligible for this debt relief program

This nationwide debt relief program is helping millions of Americans to resolve their credit card debt. Settle over $20,000 of your debts without taking out more loans. You could become debt-free in as little as 12-48 months with one low monthly program payment.

If you have more than $20,000 in debt then this is something you should do right away, compounding interest is NOT your friend.

Click here to see if your eligible »

16. Enjoy discounts when eating out

Enjoy discounts when eating out

If you don’t feel like cooking, don't worry—there are plenty of senior-friendly dining deals out there. From quick bites to more formal settings, plenty of restaurants offers great options for seniors looking to dine out. Just remember, offers can vary by location and might change, so always check ahead.

McDonald’s: discounts on coffee and beverages (55+).

Steak ‘n Shake: Enjoy 10% off (50+).

Wendy’s: get free coffee or other discounts depending on location.

IHOP: 10% discount (55+) and a menu for people aged 55 and over at participating locations.

Golden Corral: Senior discount varies by location (Inquire).

Denny’s: Offers a 55+ menu with smaller portions, and better prices.

Perkins: Restaurants: Fifty-Five Plus menu Offers special deals (55+)

Subway: 10% off (60+) varies by location

Old Country Buffet: Daily discounts for seniors (55+)

Burger King: 10% discount on purchase depending on location (60+)

Long John Silver’s: 10% discount or discounted beverage (55+)


17. Seniors are ditching their home insurance and doing this instead

Seniors are ditching their home insurance and doing this instead

Your home is one of the largest financial investments you'll make in your lifetime. But it's also an investment that's vulnerable to risk. From water damage, to liability from injuries, to theft — it's important to have insurance in place to safeguard your family and home from financial risk.

Homeowner insurance safeguards your home from a multitude of hazards, including wind damage, fire, vandalism, tornadoes, hurricanes, and thunderstorms. We've partnered with one of the top sites to search for reliable homeowners insurance. Simply enter your zip, along with some basic information and they can find you the best rate from multiple companies.

Protip: If you have already paid your homeowners insurance premium for the year, if you replace with another provider, they will typically refund any unused portion. This means it pays to switch today.

Click here to save on your home insurance »

18. Secure your family’s future with life insurance for just $15/month

Secure your family’s future with life insurance for just $15/month

Having a family means you need life insurance. It's that simple. Without enough savings, your loved ones could struggle with mortgage payments, daily living costs, and settling your final expenses. Worse, they could inherit your debts.

The truth is, life insurance companies have made a lot of money off this, charging high prices for a long time. But now, things are changing.

Thanks to a new special program, you can now get very affordable life insurance from the best companies out there. All you need to do is use this new life insurance comparison website. It's easy for anyone to find cheap plans, no matter how old you are or what your health looks like. The best part? completely free to use!

And there's more good news: Even if you already have insurance, it might find you a better deal that could save you up to 70% on what you're paying now! There are even plans that don't need a medical check-up and say yes to everyone, no matter your age or if you've been turned down before.

Click here to see all available plans »

19. Save big on shopping this year

Save big on shopping this year

As a senior, making the most of your budget is crucial. Before you head out for your next shopping trip, remember that there are superb discounts that shouldn't be missed. From groceries to clothing, and even medications, taking advantage of these offers can make a big difference in how much you spend.

Goodwill: Enjoy a 10% discount every Tuesday if you're 60 or older.

Amazon Prime: seniors on Medicaid or SNAP can enjoy full Prime benefits for $6.99/month (instead of $14.99).

Kohl's: Wednesdays are better with a 15% discount for customers 60 and older.

Michaels: Offers 10% discount for those 55 and older.

Hy-Vee: Save 5% on your groceries every Wednesday if you're 55 or older.

Jo-Ann: Don't miss the senior discount day, offering 20% off for those 55+.

Rite Aid: Offers various savings for 65+, including 20% off on the first Wednesday of each month.

Walgreens: Provides discounts for those 55+ or AARP members, making health and wellness more affordable.

Habitat for Humanity Restore: Get 20% off on Thursdays for those 55 and over at select locations.


20. Americans with a financial advisor expect to retire two years earlier

Americans with a financial advisor expect to retire two years earlier

Most people don't have one, and it's a costly mistake.

Tired of managing everything yourself? Sure, you can handle things solo if you want, but most people don't have the knowledge or time to do it properly. There are huge benefits to having a pro pay attention to your money all the time.

  • People with professional advisors managing their accounts tend to outperform unmanaged accounts by ~3%/year (according to a 2019 Vanguard Study). Think what that extra money means for your retirement.
  • Even better: a good advisor handles ALL those complex retirement decisions and tax moves you'd never think about on your own

Don't know where to find a trusted advisor? Use Datalign Advisory to get matched with someone who Datalign Advisory to get matched with someone who fits your style and goals.

Or make it even simpler - Take their quick quiz Take their quick quiz and get connected with an advisor who understands exactly what you're looking for.

Click here to take the quiz »

21. Let this 'soft mineral' melt in your mouth to rebuild gums & teeth

Let this 'soft mineral' melt in your mouth to rebuild gums & teeth

Professor Drew Sutton accidentally discovered a strange sour melting mineral that relieves bleeding and receding gums, embarrassing breath, and tooth decay. His new research has dentists around the world in absolute shock. This breakthrough method was tested on 45,000 people and resulted in their teeth and gums being restored almost overnight.

It works so well dental conglomerates are trying to keep it hidden from the public, and the following presentation could be removed at any time.

Watch now »

22. These “night vision” glasses make it safe to drive at night again

These “night vision” glasses make it safe to drive at night again

Ever thought night driving could be as easy as daytime cruising? When I stumbled upon these "Night Vision" glasses, my nighttime driving worries vanished. Suddenly, roads at night looked as clear as they do under the afternoon sun.

No more squinting against oncoming headlights or struggling to see through rain. These glasses cut through the dark and any bad weather, making every night drive a breeze.

But here's the best part: they effortlessly fit right over my prescription glasses. No more choosing between clear sight and safe driving.

Click here to learn more about NightView glasses »

23. Stay at your favorite hotel for less

Stay at your favorite hotel for less

Did you know that your next trip could cost way less than you think? Many aren't aware of the special offers hotels have for seniors. These discounts can make a significant difference in travel costs, so it's worth checking out the specific details and availability when planning your nexttrip.

Hilton: Seniors aged 65 and older can save up to 7% on the best available rate at participating hotels.

Best Western: Seniors aged 55 and older can save up to 15%, and some locations offer additional perks like free breakfast.

Choice Hotels: If you're 60+, you can enjoy up to 10% off.

Extended Stay America: Offers discounts for guests aged 55+.

IHG Hotels: Offers discounts for seniors aged 62 and older. The discount varies by location.

Marriott Bonvoy: Provides a discount for guests aged 62 and up.

Motel 6: Seniors 60 years and older get 8% off the best available nightly rate. AARP members can enjoy a 10% discount and late checkout.

Red Roof: Offers a 10% discount for guests aged 59 and older.


24. Save up to 35% at your gas pump

Save up to 35% at your gas pump

As gas prices explode, this might be the biggest gift for yourself and your family: A simple plug-and-play device that can reduce your car’s fuel consumption by a whopping 35%!

So if you’ve helplessly watched our gas prices increase 70-100% these past 12 months, this is your chance to strike back.

Fuel Saver Pro reprograms your car’s fuel efficiency and works for all cars built and sold in the US after 1996.

Although the fuel giants aren’t happy about it, this device is 100% safe and legal. A small group of testers tried it out and saved a combined $594.01 their first month. The only question is: how much will you save?

Demand for the Fuel Saver Pro has been soaring, so make sure to get yours before it’s too late!

Click here to learn more about Fuel Saver Pro »

25. This cloth removes car scratches (And saves you a fortune)

This cloth removes car scratches (And saves you a fortune)

With expensive repair costs at the auto body shop, people have been flocking to a product that lets them save hundreds of dollars while protecting their cars from rust for years at a time…

Clean scuffs, stains & scratches with one simple cloth. Even though it has the appearance of a regular wash cloth, it’s imbued with nanotechnology, which is a fancy way of saying that it contains a super-fine metallic powder (hence the “nano” name) that buffs out scratches without damaging the paint.

Click here to learn more about BreatheGreen NanoSparkle »

26. Cancel your doorbell subscription, use this mini WiFi camera instead

Cancel your doorbell subscription, use this mini WiFi camera instead

MiniGuard Cam is a compact yet powerful device that offers cutting-edge features without any installation or subscription costs. Enjoy crystal-clear, full HD recordings and live feeds with a 150° ultra-wide-angle lens that captures every corner, day or night, thanks to its superior LED night vision. The magnetized base ensures easy installation on any surface—indoors or outdoors—without the need for cables or batteries.

Monitor your home from your smartphone or computer with user-friendly apps available for both iOS Android. Engage in two-way audio communication, receive instant alerts, and enjoy the peace of mind.

MiniGuard Cam is the smart, portable solution that saves you hundreds annually, making it the most cost-effective upgrade to your home's security.

Click here to learn more about the MiniGuard Cam »